Dr. DAVID W ROWE, MD Medical Malpractice Cases, Lawsuits, and Complaints

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Phycicians Practice Address

Dr. DAVID W ROWE, MD

17840 Toledo Blade Blvd

Port Charlotte, FL

33948

Charlotte

Court Case # 63485

Indemnity Paid: $30,000.00

Florida Office of Insurance Regulation
Medical Malpractice Closed Claims Report

Department File Number :	M201679228
Claim Number :	6385
Date Submitted :	7/21/2016

Insurer Information

Insurer Name				Coverage Type
NCMIC INSURANCE COMPANY				Primary
Insurer FEIN		Professional License Number
42-0635534
Insurer Contact Information
Type	First Name		MI	Last Name
Individual	Jonny			Workman
Street Address
17840 Toledo Blade Blvd
City				State	Zip
Port Charlotte				FL	33948
Phone	Ext	Fax	E-Mail Address
(941) 627 - 5858		(941) 627 - 5858	manager@paradisedentalpc.com

Insured Information

Type	First Name		MI	Last Name
Individual	David		W	Rowe
Insurer Type		Street Address of Practice
Licensed		17840 Toledo Blade Blvd
City		State	Zip Code	County
Port Charlotte		FL	33948	Charlotte
Policy Number		Per Claim Policy Limits		Aggregate Policy Limits
DPL035541		$11,000,000		$3,000,000
Profession or Business			Other Profession or Business
Dentistry
License Number		Specialty Code & Classification		Certification Number
DN14150		Dentists - NOC classification.

Florida Office of Insurance Regulation
Medical Malpractice Closed Claims Report

Injured Person Information

First Name	MI	Last Name		Date of Birth

Street Address			Gender	County where Injury Occurred
			F	Charlotte
City			State	Zip Code

Location where injury occured		Other location where injury occured
Other Outpatient Facility		Paradise Dental
Name of Institution		Code

Location of Institutional Injury		Other Location of Institutional Injury
Other		Operatory
Date of Occurrence		Date Reported to Insurer
4/20/2015		10/15/2015

Diagnostic Information

Final Diagnosis For Which Treatment Was Sought Including Patient's Actual Condition
Extractions of third molars was given due to the re-occurance of the periodontal disease on her molars even after periodontal surgery and subsequent periodontal recall appointments
Operation, Diagnostic, Or Treatment Procedure Rendered Causing The Injury
After Re-evaluating the teeth to be extracted, I discovered that #2 (1 or 2 written in notes) had a 6mm bleeding pocket on the entire mesial. The teeth were then locally anesthetized. The decision was made that since I was extracting #16,17 and 32 due to refractory periodontal disease reasons and #2 (or #1) was now nearly a non-functional tooth. I would extract it for the same reasons. The assistant at the time was informed to add #2(1) to the consent form.Routine sterile surgical extractions were then preformed. The patient was called later that day to check on her post op recovery, as well as re-discuss reasons for extracting #2(1). The patient was informed once again "If you were my mother, I would have recommended removing #2(1)."
Diagnostic Code :		d7210
Misdiagnosis Made, If Any, Of Patient's Actual Condition
The misdiagnosis was only that the patient should have been informed and discussed before the local anesthetic was given. Also that the assistant who added #2 to the consent form, did NOT make a new consent form with only #2(1) on it she "squeezed" it into the original signed consent form.
Principal Injury Giving Rise To The Claim
Loss of #2(1) only is the fact that she lost 10-20 % chewing surface of its opposing tooth #31. All periodontal conditions associated with #3 distal most likely healed ideally.
Severity Of Injury
Emotional Only - Fright, no physical damage

Florida Office of Insurance Regulation
Medical Malpractice Closed Claims Report

Legal Information

Date of Suit			Circuit Court Case Number
10/15/2015			63485
County Suit Filed in			Date of Final Disposition
Charlotte			4/13/2016
Other Defendants Involved in this Claim

Stage of Legal System at which Settlement was Reached or Award Made
Settlement Reached Prior to Pre-Suit Period
Final Method of Claim Disposition
Settled by parties
Court Decision			Other
No Court Proceedings.
Arbitration
Claim not subject to Arbitration.
Date of Payment
4/13/2016

Financial Information

Was there a settlement Resulting in payment to the Plaintiff?

Yes

Indemnity Paid by Insurer on behalf of Insured

$30,000

Loss Adjust Expense Paid to Defense Counsel

All Other Loss Adjustment Expense Paid

Injured Person's Total Non-Economic Loss

Deductible

Injured Person's Total Economic Loss

	Incurred to Date	Anticipated
Medical Expense	$0	$0
Wage Loss	$0	$0
Other Expenses	$0	$0

Safety Management Steps Taken by Insured to Make Similar Occurrence Less Likely

Risk training to ensure patient fully understands treatment being performed. Consent forms cannot have anything added after the patient has signed even if they understand.

Updates

No updates found.

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Court Case #

Indemnity Paid: $30,000.00

Florida Office of Insurance Regulation
Medical Malpractice Closed Claims Report

Department File Number :	M201781184
Claim Number :	63485
Date Submitted :	2/10/2017

Insurer Information

Insurer Name				Coverage Type
NCMIC INSURANCE COMPANY				Primary
Insurer FEIN		Professional License Number
42-0635534
Insurer Contact Information
Type	First Name		MI	Last Name
Individual	Michelle		R	Gould
Street Address
14001 University Avenue
City				State	Zip
Clive				IA	50325
Phone	Ext	Fax	E-Mail Address
(515) 313 - 4558		(515) 313 - 4471	mgould@ncmic.com

Insured Information

Type	First Name		MI	Last Name
Individual	David			Rowe
Insurer Type		Street Address of Practice
Licensed		17840 Toledo Blade Blvd Unit A
City		State	Zip Code	County
Port Charlotte		FL	33948	Charlotte
Policy Number		Per Claim Policy Limits		Aggregate Policy Limits
DPL035541		$1,100,000		$3,000,000
Profession or Business			Other Profession or Business
Dentistry
License Number		Specialty Code & Classification		Certification Number
DN14150		Dentists

Florida Office of Insurance Regulation
Medical Malpractice Closed Claims Report

Injured Person Information

First Name	MI	Last Name		Date of Birth

Street Address			Gender	County where Injury Occurred
			F	Charlotte
City			State	Zip Code

Location where injury occured		Other location where injury occured
Physician's Office
Name of Institution		Code

Location of Institutional Injury		Other Location of Institutional Injury

Date of Occurrence		Date Reported to Insurer
4/20/2015		10/20/2015

Diagnostic Information

Final Diagnosis For Which Treatment Was Sought Including Patient's Actual Condition
Patient was to have three teeth removed.
Operation, Diagnostic, Or Treatment Procedure Rendered Causing The Injury
Insured was to extract teeth #16, #17 and #32; however during procedure he felt #1 needed to be removed due to periodontal issues
Diagnostic Code :
Misdiagnosis Made, If Any, Of Patient's Actual Condition
Insured was to extract teeth #16, #17 and #32; however during procedure he felt #1 needed to be removed due to periodontal issues and without getting prior consent. Extracted #1; however #1 had been previously removed and insured extracted #2.
Principal Injury Giving Rise To The Claim
Insured was to extract teeth #16, #17 and #32; however during procedure he felt #1 needed to be removed due to periodontal issues and without getting prior consent. Extracted #1; however #1 had been previously removed and insured extracted #2.
Severity Of Injury
Permanent: Minor - Loss of fingers, loss or damage to organs. Includes non-disabling injuries.

Florida Office of Insurance Regulation
Medical Malpractice Closed Claims Report

Legal Information

Date of Suit			Circuit Court Case Number
			*NR
County Suit Filed in			Date of Final Disposition
*NR			4/13/2016
Other Defendants Involved in this Claim

Stage of Legal System at which Settlement was Reached or Award Made
Settlement Reached Prior to Pre-Suit Period
Final Method of Claim Disposition
Settled by parties
Court Decision			Other
No Court Proceedings.
Arbitration
Claim not subject to Arbitration.
Date of Payment
4/13/2016

Financial Information

Was there a settlement Resulting in payment to the Plaintiff?

Yes

Indemnity Paid by Insurer on behalf of Insured

$30,000

Loss Adjust Expense Paid to Defense Counsel

All Other Loss Adjustment Expense Paid

$600

Injured Person's Total Non-Economic Loss

Deductible

Injured Person's Total Economic Loss

	Incurred to Date	Anticipated
Medical Expense	$0	$0
Wage Loss	$0	$0
Other Expenses	$0	$0

Safety Management Steps Taken by Insured to Make Similar Occurrence Less Likely

Unsure what safety management steps taken

Updates

No updates found.

*NR: Prior to 04/28/1999 this field was not required in submitted claims.

This page is not displaying certain sensitive information.

Court Case #

Indemnity Paid: $30,000.00

Florida Office of Insurance Regulation
Medical Malpractice Closed Claims Report

Department File Number :	M202091621
Claim Number :	63485
Date Submitted :	2/24/2020

Insurer Information

Insurer Name				Coverage Type
NCMIC INSURANCE COMPANY				Primary
Insurer FEIN		Professional License Number
42-0635534
Insurer Contact Information
Type	First Name		MI	Last Name
Individual	Michelle		R	Gould
Street Address
14001 University Avenue
City				State	Zip
Clive				IA	50325
Phone	Ext	Fax	E-Mail Address
(515) 313 - 4558		(515) 313 - 4471	mgould@ncmic.com

Insured Information

Type	First Name		MI	Last Name
Individual	David			Rowe
Insurer Type		Street Address of Practice
Licensed		17840 Toldeo Blade Blvd Unit A
City		State	Zip Code	County
Port Charlotte		FL	33948	Charlotte
Policy Number		Per Claim Policy Limits		Aggregate Policy Limits
DPL35541		$1,100,000		$3,000,000
Profession or Business			Other Profession or Business
Dentistry
License Number		Specialty Code & Classification		Certification Number
DN14150		Dentists

Florida Office of Insurance Regulation
Medical Malpractice Closed Claims Report

Injured Person Information

First Name	MI	Last Name		Date of Birth

Street Address			Gender	County where Injury Occurred
			F	Charlotte
City			State	Zip Code

Location where injury occured		Other location where injury occured
Physician's Office
Name of Institution		Code

Location of Institutional Injury		Other Location of Institutional Injury
Patients' Room
Date of Occurrence		Date Reported to Insurer
4/20/2015		10/20/2015

Diagnostic Information

Final Diagnosis For Which Treatment Was Sought Including Patient's Actual Condition
Patient was to have three teeth removed. #16,17 and 32
Operation, Diagnostic, Or Treatment Procedure Rendered Causing The Injury
Doctor extracted four teeth
Diagnostic Code :
Misdiagnosis Made, If Any, Of Patient's Actual Condition
During procedure doctor felt #1 needed to be removed due to periodontal issues and without getting prior consent extracted #1. However, #1 had been previously removed and doctor extracted #2 although his records showed #1.
Principal Injury Giving Rise To The Claim
Settlement was reached directly with attorney representing patient in an effort to avoid court filing fees.
Severity Of Injury
Permanent: Minor - Loss of fingers, loss or damage to organs. Includes non-disabling injuries.

Florida Office of Insurance Regulation
Medical Malpractice Closed Claims Report

Legal Information

Date of Suit			Circuit Court Case Number
			*NR
County Suit Filed in			Date of Final Disposition
*NR			4/13/2016
Other Defendants Involved in this Claim

Stage of Legal System at which Settlement was Reached or Award Made
Settlement Reached Prior to Pre-Suit Period
Final Method of Claim Disposition
Settled by parties
Court Decision			Other
No Court Proceedings.
Arbitration
Claim not subject to Arbitration.
Date of Payment
4/13/2016

Financial Information

Was there a settlement Resulting in payment to the Plaintiff?

Yes

Indemnity Paid by Insurer on behalf of Insured

$30,000

Loss Adjust Expense Paid to Defense Counsel

All Other Loss Adjustment Expense Paid

$600

Injured Person's Total Non-Economic Loss

Deductible

Injured Person's Total Economic Loss

	Incurred to Date	Anticipated
Medical Expense	$0	$0
Wage Loss	$0	$0
Other Expenses	$0	$0

Safety Management Steps Taken by Insured to Make Similar Occurrence Less Likely

Unknown

Updates

No updates found.

Frequently Asked Questions

Does Dr. DAVID W ROWE, MD have any medical malpractice cases, lawsuits, or complaints?

Dr. DAVID W ROWE, MD has at least 3 medical malpractice case(s), lawsuit(s), or complaint(s).

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